From Search to Close

The Home Buying Process

How Angee and Jay work together to make your home buying experience smooth, fast, and stress-free.

01

Initial Consultation

Angee & Jay

We start with a conversation — understanding your goals, timeline, and budget. Angee learns what you're looking for in a home; Jay reviews your financial picture to determine the best loan options.

02

Pre-Qualification

Jay Spurlin

Jay structures your pre-qualification quickly and accurately, so you know exactly what you can afford and can make competitive offers with confidence.

03

Home Search

Angee Kent

Armed with your pre-qualification, Angee begins your targeted home search — using her deep local knowledge to find properties that match your criteria across Escambia and Santa Rosa County.

04

Making an Offer

Angee Kent

When you find the right home, Angee crafts a compelling offer strategy. Her negotiation skills and market expertise give you the best chance of success.

05

Loan Processing

Jay Spurlin

Once your offer is accepted, Jay moves quickly to process your loan — coordinating with the title company, appraiser, and underwriter to keep everything on track.

06

Closing Day

Angee & Jay

With Angee and Jay working as one coordinated team, closing day arrives smoothly and on time. You get the keys — and a smile.

Ready to Begin?

Start your home buying journey with Angee and Jay today.

Contact Us
Team Up Home

An Amazing Realtor + A Knowledgeable Lender = A Smooth and Expedited Home Buying Experience.

Pensacola, FL — Escambia & Santa Rosa County

Our Team

Angee Kent

Realtor · LPT Realty

bringing-smiles-home.com

Jay Spurlin

Mortgage Lender

Coastal Funding Corporation

Areas Served

  • Pensacola
  • Gulf Breeze
  • Navarre
  • Perdido
  • Cantonment
  • Pace
  • Milton

© 2026 Keys and Lending. All rights reserved.

Angee Kent is a licensed Realtor with LPT Realty. Jay Spurlin is a licensed mortgage lender with Coastal Funding Corporation. Equal Housing Opportunity.