Mortgage Lender · Coastal Funding Corporation

Jay Spurlin

With over 25 years in the mortgage industry, Jay Spurlin brings unmatched expertise, integrity, and a client-first approach to every home loan. He makes financing simple, fast, and stress-free.

Pensacola, FL — Escambia & Santa Rosa County
Jay Spurlin, Mortgage Lender at Coastal Funding Corporation

25+

Years Experience

About Jay

Jay Spurlin is a 25+ year veteran of the mortgage industry and a cornerstone of the Pensacola lending community. As a lender with Coastal Funding Corporation, Jay has helped hundreds of families across Escambia and Santa Rosa County secure the financing they need to achieve homeownership.

Jay's depth of experience means he's seen virtually every lending scenario — and knows how to navigate each one with skill and confidence. Whether you're a first-time buyer, a move-up buyer, or refinancing, Jay structures the right loan for your specific situation, quickly and transparently.

His partnership with Realtor Angee Kent creates a uniquely powerful home buying experience. When your Realtor and lender work as a coordinated team — communicating daily, anticipating challenges, and moving in sync — closings happen faster and with far fewer surprises. That's the Team Up Home advantage.

Why Work With Jay

25+ Years Experience

Decades of mortgage expertise means Jay has navigated every market condition and lending scenario imaginable.

Transparent Process

No surprises, no hidden fees. Jay walks you through every step so you always know exactly where you stand.

Competitive Rates

Access to a wide range of loan products and lenders means Jay can find the best rate and terms for your situation.

Loan Products

Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing

Ready to Get Pre-Qualified?

Connect with Jay today and take the first step toward your new home.

Team Up Home

An Amazing Realtor + A Knowledgeable Lender = A Smooth and Expedited Home Buying Experience.

Pensacola, FL — Escambia & Santa Rosa County

Our Team

Angee Kent

Realtor · LPT Realty

bringing-smiles-home.com

Jay Spurlin

Mortgage Lender

Coastal Funding Corporation

Areas Served

  • Pensacola
  • Gulf Breeze
  • Navarre
  • Perdido
  • Cantonment
  • Pace
  • Milton

© 2026 Keys and Lending. All rights reserved.

Angee Kent is a licensed Realtor with LPT Realty. Jay Spurlin is a licensed mortgage lender with Coastal Funding Corporation. Equal Housing Opportunity.